Our Vision

Our vision is to be Africa’s foremost centre of excellence for digital payments education and professional growth. We aim to build a new generation of payment experts who will shape the continent’s financial future through innovation, integrity, and inclusion.
By bridging skill gaps, fostering collaboration, and promoting world-class learning, Iroas Payments Academy seeks to empower individuals and organizations to thrive in the evolving digital economy and lead Africa’s transformation in the global payments landscape.

Building Africa’s Digital Payments Talent

Iroas Payments Academy is a centre of excellence for digital payments education, certification, and skills development.
We empower professionals, entrepreneurs, and financial institutions to understand, manage, and innovate within the modern payment ecosystem.

Our Focus Areas

Payment Systems & Card Processing

Fintech Business Models & Innovation

Digital Inclusion in Finance

Risk, Compliance & AML in Payments

What We Offer

Advancing Careers and Capabilities Across Africa’s Fast-Evolving Payments Landscape

Accredited Certification Programs in key payment disciplines

Flexible Customized Training for banks, fintechs, and SMEs

Practical Workshops & Masterclasses led by industry experts

A dynamic Learning Community connecting Africa’s payment professionals

Call To Action

Start Your Journey in Digital Payments Today

Contact Us

Training Calendar

Upcoming Training Schedule

2026-01-18

Payment Processing Certification

Gain a deep understanding of how payment systems operate — from authorization to settlement. Learn the full transaction lifecycle, network rules, and best practices for secure and efficient payment operations.

Virtual (Online)

Duration: 3 Days

2026-02-28

Digital Payments for SMEs

Discover how small and medium businesses can adopt digital payment solutions to grow revenue, improve customer experience, and streamline operations across multiple platforms.

Johannesburg, South Africa

Duration: 2 Days

2026-03-28

Risk Management in Digital Payments

Learn to identify, assess, and mitigate payment-related risks with confidence. This course covers fraud detection, cybersecurity, operational controls, and essential regulatory compliance.

Virtual (Online)

Duration: 2 Days

2026-05-03

AML Compliance in Digital Payments

Understand anti-money laundering (AML) and counter-terrorism financing (CFT) obligations. Build a solid framework for compliance, monitoring, and reporting in digital financial services.

Johannesburg, South Africa

Duration: 3 Days

2026-06-01

Understanding the Payment Facilitator Business

Explore the PayFac model, its value chain, and compliance structure in depth. Learn how to manage sub-merchants, settlements, and the evolving regulatory landscape for payment facilitators effectively.

Virtual (Online)

Duration: 2 Days

2026-07-03

Fintech Startup Fundamentals

Designed for aspiring founders and innovators, this program explains how to build, launch, and scale fintech ventures. Learn key aspects of business models, regulation, and product development.

Johannesburg, South Africa

Duration: 3 Days

Registration

Interested in joining an upcoming course?

Email: training@iroaspaymentsacademy.com
or visit our online enrollment portal to secure your seat.

Certification Programs

Professional Certifications Designed for the Modern Payments Industry

Iroas Payments Academy provides specialized certification programs developed in collaboration with industry experts, regulators, and payment networks.
Each certification combines theory, case studies, and hands-on experience to build job-ready skills.

Digital Payments for Small and Medium-sized Enterprises

Understand how small businesses can adopt and benefit from digital payment systems.

Key Topics:
Merchant onboarding, digital wallets, QR payments, mobile money integration, e-commerce payments.

Understanding Payment Card & Acceptance Products

Explore how card products and merchant acceptance solutions drive the payments ecosystem.

Key Topics:
POS acquiring, virtual cards, contactless payments, interchange management, and merchant pricing models.

MasterCard Payment Processing
Certification

Learn the full lifecycle of card transactions — from authorization to settlement — and understand how global payment networks operate.

Key Topics:
Payment ecosystem, card types, interchange, authorization, clearing, fraud prevention, compliance.

AML Compliance for Digital Payments

Gain a complete understanding of AML/CFT obligations and how to design effective compliance programs for digital financial services.

Key Topics:
KYC, transaction monitoring, regulatory requirements, suspicious activity reporting, compliance audits.

Risk Management in Digital Payments

Master techniques to identify, assess, and mitigate payment-related risks.

Key Topics:
Operational risk, cyber threats, fraud detection, compliance frameworks, incident response.

Payment Facilitator Business Certificate

Understand the PayFac business model, its regulatory obligations, and its value chain position.

Key Topics:
Aggregation, sub-merchant onboarding, settlement processes, MasterCard/Visa registration, operational compliance.

Earn a Recognized Certification

Each program concludes with an assessment and certification accredited by Iroas Payments Academy and industry partners.

Customized Programs

Tailored Learning for Your Organization

We design training tailored to your unique needs.

Banks and Microfinance Institutions Fintech Startups Payment Processors and Aggregators Regulatory and Supervisory Bodies Merchant Networks and Associations

How It Works

Needs Assessment – We review your current capabilities and identify skills gaps. Program Design – We tailor learning modules to your operational context. Delivery – Training delivered in-person or online by experienced facilitators. Post-Training Support – Follow-up sessions and certification assessments.

Popular Customized Programs

Payment Operations and Settlement Management Digital Channels and Innovation Strategy Merchant Acquiring and POS Management Compliance, AML and Risk Frameworks for Fintechs API Integration for Developers in Payments

Why Choose Iroas Academy

Industry-driven curriculum Certified trainers with real-world experience Practical, use-case-based approach Flexible delivery options (onsite or virtual)

Enquiry Form

Your Name

Your Email

Your Phone

Your Subject

Details

Contact Us

Address

43 Dolweni Avenue,Boskruin,Johannesburg,South Africa

Email Address

training@iroaspaymentsacademy.com

Top