Our vision is to be Africa’s foremost centre of excellence for digital payments education and professional growth. We aim to build a new generation of payment experts who will shape the continent’s financial future through innovation, integrity, and inclusion.
By bridging skill gaps, fostering collaboration, and promoting world-class learning, Iroas Payments Academy seeks to empower individuals and organizations to thrive in the evolving digital economy and lead Africa’s transformation in the global payments landscape.
Iroas Payments Academy is a centre of excellence for digital payments education, certification, and skills development.
We empower professionals, entrepreneurs, and financial institutions to understand, manage, and innovate within the modern payment ecosystem.




Gain a deep understanding of how payment systems operate — from authorization to settlement. Learn the full transaction lifecycle, network rules, and best practices for secure and efficient payment operations.
Virtual (Online)
Duration: 3 Days
Discover how small and medium businesses can adopt digital payment solutions to grow revenue, improve customer experience, and streamline operations across multiple platforms.
Johannesburg, South Africa
Duration: 2 Days
Learn to identify, assess, and mitigate payment-related risks with confidence. This course covers fraud detection, cybersecurity, operational controls, and essential regulatory compliance.
Virtual (Online)
Duration: 2 Days
Understand anti-money laundering (AML) and counter-terrorism financing (CFT) obligations. Build a solid framework for compliance, monitoring, and reporting in digital financial services.
Johannesburg, South Africa
Duration: 3 Days
Explore the PayFac model, its value chain, and compliance structure in depth. Learn how to manage sub-merchants, settlements, and the evolving regulatory landscape for payment facilitators effectively.
Virtual (Online)
Duration: 2 Days
Designed for aspiring founders and innovators, this program explains how to build, launch, and scale fintech ventures. Learn key aspects of business models, regulation, and product development.
Johannesburg, South Africa
Duration: 3 Days
Email: training@iroaspaymentsacademy.com
or visit our online enrollment portal to secure your seat.
Iroas Payments Academy provides specialized certification programs developed in collaboration with industry experts, regulators, and payment networks.
Each certification combines theory, case studies, and hands-on experience to build job-ready skills.

Understand how small businesses can adopt and benefit from digital payment systems.
Key Topics:
Merchant onboarding, digital wallets, QR payments, mobile money integration, e-commerce payments.

Explore how card products and merchant acceptance solutions drive the payments ecosystem.
Key Topics:
POS acquiring, virtual cards, contactless payments, interchange management, and merchant pricing models.

Learn the full lifecycle of card transactions — from authorization to settlement — and understand how global payment networks operate.
Key Topics:
Payment ecosystem, card types, interchange, authorization, clearing, fraud prevention, compliance.

Gain a complete understanding of AML/CFT obligations and how to design effective compliance programs for digital financial services.
Key Topics:
KYC, transaction monitoring, regulatory requirements, suspicious activity reporting, compliance audits.

Master techniques to identify, assess, and mitigate payment-related risks.
Key Topics:
Operational risk, cyber threats, fraud detection, compliance frameworks, incident response.

Understand the PayFac business model, its regulatory obligations, and its value chain position.
Key Topics:
Aggregation, sub-merchant onboarding, settlement processes, MasterCard/Visa registration, operational compliance.
Banks and Microfinance Institutions Fintech Startups Payment Processors and Aggregators Regulatory and Supervisory Bodies Merchant Networks and Associations
Needs Assessment – We review your current capabilities and identify skills gaps. Program Design – We tailor learning modules to your operational context. Delivery – Training delivered in-person or online by experienced facilitators. Post-Training Support – Follow-up sessions and certification assessments.
Payment Operations and Settlement Management Digital Channels and Innovation Strategy Merchant Acquiring and POS Management Compliance, AML and Risk Frameworks for Fintechs API Integration for Developers in Payments
Industry-driven curriculum Certified trainers with real-world experience Practical, use-case-based approach Flexible delivery options (onsite or virtual)
43 Dolweni Avenue,Boskruin,Johannesburg,South Africa
training@iroaspaymentsacademy.com